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Our People

Philip Alton

Partner

  • Location: Birmingham
  • Email: Philip Alton
  • Direct Telephone: +44 (0) 121 234 0076
  • Direct Fax: +44 (0) 121 234 0004
  • Mobile: +44 (0) 7718 559 683

Expertise

Philip has extensive experience across a broad spectrum of finance matters.  He has particular expertise in equipment leasing and asset finance together with consumer credit work. He regularly provides advice on regulatory issues, drafting standard and bespoke finance documents, advice on the structuring of projects and handling one-off transactions.

Experience

Philip has over 30 years’ experience in asset finance with particular expertise in motor finance, truck finance, yellow plant and IT.  Specialist product lines which he has advised on include employee car ownership schemes, vehicle stocking plans, manufacture support programmes, block discounting and sub-hiring facilities.  He has assisted many clients with regulatory advice on consumer credit.

Successes

Acting for a finance company in documenting a bespoke arrangement for a £45 million stocking facility for yellow plant.

Acting for a leasing company in connection with a £30 million lease of studio equipment.

Acting for a super broker in developing and negotiating a consumer loans offering for a major retailer.

Preparing a technical paper for four leasing companies to assist them in developing employee car ownership scheme products.

Acting for a finance company in preparing and negotiating the terms of a manufacturer support scheme for the supply of IT products.

Interests

Philip enjoys music playing both the violin and viola. He also enjoys photography and motor racing.